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FHA Loans

FHA Financing up to 96.5 % Loan to Value- “FHA lending has become a very popular loan product in the past 6 years. Federal Housing Administration, or FHA, extends financing to homebuyers for as little as 3.5% down!

This small down payment can be in the form of a gift from a family member, a gift from an employer, an auto equity loan, or simply your checking/savings account. You do not have to be a ‘first time homebuyer in order to obtain another FHA loan, in fact, you can own another home & still be eligible! The seller is even allowed to pay up to 6% towards ‘seller paid closing costs’ on behalf of the buyer. Buyers can obtain a 30, 20, 15 or 10 year terms for their loans on this type of product. Appraisals in Knox County for a FHA loan are $425.00. Our current minimum credit score requirement for FHA is a 600.


Peoples Home Equity
8351 East Walker Springs Lane
Suite 200
Knoxville, TN 37923
Phone: 865.936.9100
Fax: 877.235.3633
Email: info@marissaandmargo.com

Testimonials

Completed transaction in December 2018 in Knoxville, TN.
From my initial contact (which was by accident) to my day of closing,I felt as if I was their only client. I thought I called another mortgage company but was so happy that I ended up working with Marissa (and everyone else). I received above and beyond customer service which always included detailed information regarding current or upcoming paperwork or tasks. Every person that I came in contact with was pleasant and happy to help with anything I needed. I will happily refer everyone I know ❤️
Kristy N.

It had been the easiest and best experience for something so stressful. Everyone was great love them all!
Auston B.
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Marissa French NMLS # 184740 & Margo Krogulski NMLS # 184738

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Cardinal Financial Company, Limited Partnership (NMLS ID 66247).

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