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Conventional Loans

Conventional Lending up to 95% Loan to Value “Conventional lending" is a type of financing that has been popular for many years. It is the typical loan that most buyers want to obtain.

The conventional market extends financing to homebuyers for as little as 5% down! This small down payment must be the borrowers OWN funds, ‘sourced and seasoned’ in your checking/savings account for at least 60 days (or from the sale or another property etc). The seller is allowed to pay up to 3% towards ‘seller paid closing costs’ on behalf of the buyer in this type of transaction. Buyers can obtain a 30, 20, 15 or 10 year terms for their loans on this type of product. This extremely popular product is the way to go if you have 5% or more to put down on your new home. If you have any questions please feel free to give us a call and we can walk you thru the requirements and get you started today!

Peoples Home Equity
8351 East Walker Springs Lane
Suite 200
Knoxville, TN 37923
Phone: 865.936.9100
Fax: 877.235.3633


Completed transaction in December 2018 in Knoxville, TN.
From my initial contact (which was by accident) to my day of closing,I felt as if I was their only client. I thought I called another mortgage company but was so happy that I ended up working with Marissa (and everyone else). I received above and beyond customer service which always included detailed information regarding current or upcoming paperwork or tasks. Every person that I came in contact with was pleasant and happy to help with anything I needed. I will happily refer everyone I know ❤️
Kristy N.

It had been the easiest and best experience for something so stressful. Everyone was great love them all!
Auston B.
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Marissa French NMLS # 184740 & Margo Krogulski NMLS # 184738

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Cardinal Financial Company, Limited Partnership (NMLS ID 66247).

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